A Guide To Housing in West Virginia
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A Guide To Housing in West Virginia
Table of Contents
Introduction
Rent or Own: How to Make a Decision
To Rent or To Buy?
Deciding Where to Live
Features of Your Home
Working with a Realtor
Filing a Complaint
Safety Tips
How to Prepare for an Emergency
Examining your Finances
Creating a Budget
What Can You Afford?
How's Your Credit?
Fixing Your Credit
A Warning About Credit Cards
Why Save?
Renting
Tenant Rights and Responsibilities
Fair Housing
Section 8
Section 504
Buying A House
Making an Offer
Understanding Mortgages
Payments and Escrows
Housing Assistance Programs
Before Closing
After You Get the Keys
Building A New Home
What to Build?
Designing Your Home
Finding Land
Finding a Builder
Permits & Inspections
Resources
Glossary of Terms
Housing Counseling Agencies
Social Security Offices
Housing Authorities
Consumer Credit Counseling Services
Publications
Agencies
Safety and Evacuation Resources
Worksheets/Checklists
Monthly Income Worksheet
Monthly Expenses Worksheet
Safety & Accessibility Checklist
Northern West Virginia Center for Independent Living
Housing Committee
Center for Excellence in Disabilities at
West Virginia University, a part of Robert C. Byrd Health Sciences Center
Community Living Initiatives Corporation
Funding provided by West Virginia Developmental Disabilities Council
and West Virginia Real Choice, CED, December 2004
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